First Coweta Bank

Rates are effective as of December 4 to December 10, 2007

Type of Account
  
Interest
Rate
*APY
Minimum
Deposit
to Open
CONSUMER ACCOUNTS
 
 
 
** Interest Checking
Tier 1 Balances to $0-$2499.99
1.85%
1.87%
$100.00
 
Tier 2 Balances to $2,500-$9,999.99
2.10%
2.12%
$100.00
 
Tier 3 Balances to $10,000-$49,999.99
2.45%
2.48%
$100.00
 
Tier 4 Balances to $50,000.00 and over
2.75%
2.79%
 
 
 
 
 
** Patron Checking
Tier 1 Balances to $0-$2499.99
1.95%
1.97%
$100.00
 
Tier 2 Balances to $2,500-$9,999.99
2.25%
2.28%
 
 
Tier 3 Balances to $10,000-$49,999.99
2.75%
2.79%
 
 
Tier 4 Balances to $50,000.00 and over
3.00%
3.05%
 
 
 
 
 
** Prestige Checking
Tier 1 Balances to $0-$4,999.99
2.15%
2.17%
$100.00
 
Tier 2 Balances to $5,000-$24,999.99
2.65%
2.69%
 
 
Tier 3 Balances to $25,000-$99,999.99
3.35%
3.41%
 
 
Tier 4 Balances to $100,000.00 and over
3.60%
3.67%
 
 
 
 
 
** Premier Educator's Checking
Tier 1 Balances to $0-$2,499.99
1.85%
1.87%
$0.00
 
Tier 2 Balances to $2,500-$9,999.99
2.10%
2.12%
 
 
Tier 3 Balances to $10,000-$49,999.99
2.45%
2.48%
 
 
Tier 4 Balances to $50,000.00 and over
2.75%
2.79%
 
 
 
 
 
** Senior Checking
Tier 1 Balances to $0-$2499.99
1.85%
1.87%
$100.00
 
Tier 2 Balances to $2,500-$9,999.99
2.10%
2.12%
 
 
Tier 3 Balances to $10,000-$49,999.99
2.45%
2.48%
 
 
Tier 4 Balances to $50,000.00 and over
2.75%
2.79%
 
** Personal Savings  
2.15%
2.17%
$100.00
** Kids Club Savings  
2.15%
2.17%
$100.00
         
** Prestige Savings Tier 1 Balances to $0.00 - $24,999.99
2.15%
2.17%
 $25,000.00
  Tier 2 Balances to $25,000.00 and over
3.75%
3.82%
 $25,000.00
    
 
COMMERCIAL ACCOUNTS      
** Commercial     Interest Checking
Tier 1 Balances to $0-$2499.99
1.60%
1.61%
$500.00
 
Tier 2 Balances to $2,500-$9,999.99
2.00%
2.02%
 
 
Tier 3 Balances to $10,000-$49,999.99
2.60%
2.63%
 
 
Tier 4 Balances to $50,000.00 and over
2.85%
2.89%
 
    
 
** IOLTA Checking    (Attorney Escrow     Accounts)
Tier 1 Balances to $0-$2499.99
1.85%
1.87%
$500.00
 
Tier 2 Balances to $2,500-$9,999.99
2.10%
2.12%
 
 
Tier 3 Balances to $10,000-$49,999.99
2.45%
2.48%
 
 
Tier 4 Balances to $50,000.00 and over
2.75%
2.79%
 
    
 
** Commercial Money     Market
Tier 1 Balances to $0-$2499.99
1.85%
1.87%
$500.00
 
Tier 2 Balances to $2,500-$9,999.99
2.60%
2.63%
 
 
Tier 3 Balances to $10,000-$49,999.99
3.10%
3.15%
 
 
Tier 4 Balances to $50,000.00 and over
3.35%
3.41%
 
    
 
Certificates of Deposit                 [UNDER $100,000]      
30 Day CD
 
4.40%
4.50%
$500.00
60 Day CD  
4.40%
4.50%
$500.00
90 Day CD
 
4.16%
4.25%
$500.00
6 Month CD
 
4.55%
4.65%
$500.00
12 Month CD  
4.55%
4.65%
$500.00
18 Month CD  
4.55%
4.65%
$500.00
24 Month CD  
4.64%
4.75%
$500.00
30 Month CD  
4.59%
4.70%
$500.00
36 Month CD  
4.59%
4.70%
$500.00
48 Month CD  
4.59%
4.70%
$500.00
60 Month CD  
4.69%
4.80%
$500.00
    
 
IRA Certificates of Deposit             [UNDER $100,000]      
12 Month CD  
4.55%
4.65%
$500.00
18 Month CD  
4.55%
4.65%
$500.00
24 Month CD  
4.64%
4.75%
$500.00
30 Month CD  
4.59%
4.70%
$500.00
36 Month CD  
4.59%
4.70%
$500.00
48 Month CD  
4.59%
4.70%
$500.00
60 Month CD  
4.69%
4.80%
$500.00

*  Annual Percentage Yield
*  Additional fees for high risk businesses.
** Rates are variable and subject to change without notice to you.
• For CDs over $100,000 -rates will be quoted.
• Fees may reduce earnings on the account.
• A penalty may be imposed for early withdrawals from Certificate of Deposits and IRA’S.
• You may contact an employee for further information about applicable fees and terms.
Investors  
 

 
 

Member FDIC

Equal Housing Lender

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