Personal Checking

FREE CHECKING

• $100.00 minimum deposit to open
• Unlimited check writing
• Monthly image statements
• No minimum balance required
• 24 hour telephone banking
• Compatible with EtelCharge
• Free online banking with bill pay
• ATM/Debit Card available (subject to approval)
  

INTEREST CHECKING

• $100.00 minimum deposit to open
• $500.00 minimum daily balance or $1,500.00 average daily balance to avoid a $10.00 monthly maintenance fee
• Monthly image statement
• 24 hour telephone banking
• Free online banking with bill pay
• ATM/Debit Card available (subject to approval)
  
• Interest is compounded daily on collected balance and credited to your account monthly.
• Tiered interest rates:
  $0.00 - $2,499.99
  $2,500.00 - $9,999.99
  $10,000.00 - $49,999.99
  $50,000.00 - and over

PATRON ACCOUNT (Shareholder Account)

• $100.00 minimum deposit to open
• Monthly image statement
• 24 hour telephone banking
• Free online banking with bill pay
• ATM/Debit Card available (subject to approval)
  
• Free custom shareholder checks with matching cover
• Discounts on Safe Deposit Box rental (subject to availability)
• Interest is compounded daily on collected balance and credited to your account monthly.
• Tiered interest rates:
  $0.00 - $2,499.99
  $2,500.00 - $9,999.99
  $10,000.00 - $49,999.99
  $50,000.00 - and over

PRESTIGE ACCOUNT

• $100.00 minimum deposit to open
• Maintain $5,000.00 daily balance or maintain $12,000.00 in combined deposit account balances or a $17,000.00 in combined deposit and consumer loan accounts to avoid a $15.00 monthly maintenance fee.
• Complimentary foreign ATM transactions
• Free online banking with bill pay
• 24 hour telephone banking and free online banking (when available)
• Monthly image statement
• Complimentary "FCB Prestige Checks" personalized checks
• Free Traveler's Checks
• Free Cashier's Checks
• 30% savings on Safe Deposit Box rental (subject to availability)
• Free notary service
• ATM/Debit Card available (subject to approval)
• Discounted annual fees for FCB Reward credit card
• Preferred CD rates
• Interest compounded daily on collected balance and credited monthly.
• Tiered interest rates are:
  $0.00 - $4,999.99
  $5,000.00 - $24,999.99
  $25,000.00 - $99,999.99
  $100,000.00 - and over

SENIOR CHECKING
(Available to customers 49 and over)

• $100.00 minimum deposit to open
• No minimum balance required
• Monthly image statement
• Free online banking with bill pay
• Complimentary foreign ATM transactions
• Complimentary First Coweta Bank personalized checks
• Free Traveler's Checks
• Free Cashier's Checks
• 30% savings on Safe Deposit Box (subject to availability)
• Free notary service
• No charge for online banking and 24 hour banking telephone banking
• ATM/Debit Card available (subject to approval)
• Preferred CD rates
• Interest is compounded daily and credited to your account monthly. Tiered interest rates
  $0.00 - $2,499.99
  $2,500.00 - $9,999.99
  $10,000.00 - $49,999.99
  $50,000.00 - and over