privacy is important to First Coweta Bank and our employees. We want you
to understand what information we collect and how we use it. In order
to provide our customers with a broad range of financial products and
services as efficiently and conveniently as possible, we use technology
to manage and maintain customer information.
At First Coweta Bank,
the basis of each customer relationship is trust. You have chosen to do
business with us and we are obligated to honor that relationship with
great care, beginning with the information you share with us. We believe
that your privacy should not be compromised. At the same time, we want
to offer you the array of financial products and services you need to
accomplish your financial goals. We believe we can do both through the
The following policy
serves as a standard for all First Coweta Bank employees for collection,
use, retention, and security of nonpublic personal information. "Nonpublic
personal information" is nonpublic information about you that we
obtain in connection with providing a financial product or service to
you. For example, nonpublic personal information includes information
regarding your account balance or credit history.
We may collect "nonpublic personal information" about you from
the following sources:
- Information we
receive from you on applications or other loan and account forms;
- Information about
your transactions with First Coweta Bank, or others;
- Information we
receive from third parties such as consumer reporting agencies; and
- Information obtained
at your request.
We are permitted under law to disclose nonpublic personal information
about you to third parties in certain circumstances. For example, we may
disclose nonpublic personal information about you to third parties to
assist us in servicing your loan or account with us, to government entities
in response to subpoenas, and to consumer reporting agencies. We do not
disclose any nonpublic personal information about you to anyone else,
except as permitted by law.
If you decide to close
your account(s) or become an inactive customer, we will continue to adhere
to the privacy policies and practices described in this notice.
Service Provider/Joint Marketing Exception
So that we can strive to service more of your financial needs, we may
disclose all of the information we collect, as described above, to companies
that perform marketing services on our behalf or to other financial institutions
with whom we have a joint marketing agreements.
Our Security Procedures
We also take steps to safeguard customer information. We restrict access
to your personal and account information to those employees who need to
know that information to provide products or services to you. Employees
who violate these standards will be subject to disciplinary measures.
We maintain physical, electronic, and procedural safeguards that comply
with federal standards to safeguard your nonpublic personal information.
First Coweta Bank is committed to safeguarding your customer information
and encourages you to be diligent in protecting your privacy, as well.
If you have any questions about how we handle the confidentiality of your
customer information, visit or call First Coweta Bank at 61 Bullsboro
Drive, Newnan, Georgia 30263, phone number 770-251-4311.