Personal Savings

PERSONAL SAVINGS

• $100.00 minimum deposit to open
• $100.00 minimum daily balance to avoid monthly maintenance fee of $5.00
• 6 withdrawals per quarter - additional withdrawals $2.00 each
• Interest is compounded daily on collected balances and credited to your account quarterly.
• Quarterly image statements.
• Bill payment processing with PsBill.

PRESTIGE SAVINGS

• $25,000.00 minimum deposit to open
• $25,000.00 minimum daily balance to avoid monthly maintenance fee of $5.00
• 6 withdrawals per quarter - additional withdrawals $2.00 each
• Interest is compounded daily on collected balances and credited to your account quarterly.
• Rate Tiers ( see rate sheet for current rates)
  $ 0.00 to $24,999.99 (personal savings rate)
  $25,000.00 and over (.50% of Wall Street Prime Rate)
• Quarterly image statements

Kids Club

• $25.00 minimum deposit to open
• No monthly maintenance fee
• 6 free withdrawals per quarter - additional withdrawals $2.00
• Interest is compounded daily, credited quarterly and paid on the collected balance.
• Quarterly image statement
• Converts to Personal Savings at age 18

CERTIFICATES OF DEPOSIT

• $500.00 minimum deposit
• Terms from 30 days to 60 months
• Automatic renewal
• Interest is compounded daily
• Penalty for early withdrawal

INVESTOR CD

18 Month term with an option to bump the rate once during the term and the ability to add to the balance at anytime during the term of the CD.

IRA's

• $500.00 minimum deposit
• Terms from 12 month to 60 months
• Automatic renewal
• Includes traditional, Roth and Educational
• Interest is compounded daily
• Penalty for early withdrawal
• Withdrawal of funds after age 59 ½ without penalty

INVESTOR IRA

18 Month term with an option to bump the rate once during the term and the ability to add to the balance at anytime during the term of the IRA.