Online Security Statement

First Coweta Bank works with cutting-edge technology partners to ensure that the most secure environment is made possible for our valued customers. We offer you worry-free Internet banking. You can be completely confident of the following security measures:

Secure Communications
Our system ensures that data-exchanged between your PC and our computer is encrypted with 128-bit encryption - the strongest encryption available. Encryption is accomplished through Secure Sockets Layers (SSL), which utilizes mathematical formulas to 'encrypt' or hide information from prying eyes on the Internet. Additionally, if SSL detects that data was added or deleted after you sent it to the bank, the connection will be severed in order to guard against any tampering. The most popular browsers have the SSL security feature included.

Secure Environment
Our computer system does not connect directly to the Internet. It is isolated from the network via a 'firewall.' A firewall is a combination of software and hardware products that designate parameters, and control and limit the access that outside computers have to the banks' internal networks and databases. You can feel secure knowing that our firewall protects your personal information from unauthorized access.

Secure Login
User IDs and passwords are isolated from the Internet by being stored on First Coweta Bank's computer. This way, the passwords and IDs can never be assessed or downloaded by anyone on the Internet. Additionally, user passwords can vary from eight to twelve characters, which means the chance of randomly guessing a password is less than one in one billion! The system also checks for invalid logins and automatically disallows a user after three invalid attempts. This prohibits the 'hacker' from gaining access to our system, thus protecting your accounts.

Your Password
You will be responsible for maintaining one of the most important security measures: your password. When you receive your First Coweta Bank online banking password, be sure to keep it a secret. Memorize it, or write it down and keep it in a safe place. It is not recommended you carry your password in your purse or wallet. Make sure no one watches you enter your password and always close your browser when leaving the computer. Make sure you regularly scan your computer for viruses that could be used to capture password keystrokes. You ultimately hold the key to your password security.

Phishing is a new way to lure victims into disclosing their financial or personal information. Phishers send an e-mail or pop-up message that claims to be from a business or organization that you deal with (for example, your financial institution) that says you need to UPDATE or VALIDATE your account information. You may even be informed that if you don't comply, there will be a drastic consequence, such as your account being blocked. This message directs you to a Web site that looks just like the organization's site, BUT ISN'T. The purpose of this fake site is to trick you into giving them your personal information so that they can commit fraudulent crimes in your name. PLEASE BE ADVISED THAT FIRST COWETA BANK DOES NOT EMAIL OR CALL OUR CUSTOMERS TO "UPDATE" OR "VALIDATE" PERSONAL INFORMATION UNLESS YOU INITIATE CONTACT. To ensure that you are not a victim, never respond to unsolicited emails or telephone calls asking for personal information. If you question the legitimacy of an email or phone call from First Coweta Bank or you think you may be a victim or identity theft, please call us immediately at (770) 251-4311.



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